If Orca were to become insolvent, your funds will not be directly impacted. The funds held in your own individual Modulr Account are held in your own name at all times and all investments on underlying P2P platforms are held in your own name, not Orca’s. This means that in the event of Orca failing, you still have the rights to your funds and your investments.

If Orca was to fail, you will be given the option to withdraw from your investments and have the proceeds paid back into your bank account or to take control of your accounts at the underlying P2P platforms.

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